Empowering Kentucky Communities with Strategic Financial Insights
At Prime Reserve Planning, we are dedicated to providing top-notch financial consulting and customized Reserve Studies that promote financial sustainability for communities throughout Kentucky. Our skilled team members (engineers and accountants) understand the physical and financial sides of your community, allowing us to develop thorough and easy-to-understand reports for community associations and other property types (commercial, municipal, etc.). Our guidance provides boards, managers, and owners with the confidence to make well-informed decisions about future budgeting and maintenance!
We Serve a Wide Range of Property Types, Including:
(Click the icon of any property type to learn more!)
Business & Office Buildings
Country Clubs & Golf Courses
New Developments
Schools & Universities
Townhome Communities
Condominium Associations
Homeowners Associations (HOAs)
Senior & Assisted Living Facilities
Timeshares & Resorts
Worship Facilities
Key Service Areas in Kentucky
Prime Reserve Planning proudly serves major cities across Kentucky, including:
Bowling Green, KY
Covington, KY
Elizabethtown, KY
Florence, KY
Georgetown, KY
Hopkinsville, KY
Lexington, KY
Louisville, KY
O'Fallon, KY
Richmond, KY
Available Reserve Study Services in Kentucky
Level 1: Full Reserve Study
A Reserve Study created "from scratch". The report is created through a comprehensive on-site inspection, new measurements/quantification, Prime Reserve Planning data, and consideration of supplemental information provided by property representatives.
Level 2: Reserve Study Update - With Site Visit
A prior Reserve Study is updated through an intensive on-site inspection, Prime Reserve Planning data, and consideration of supplemental information provided by property representatives. Quantities from the prior report are typically retained, but costs and life estimates are updated based on new conditions and information.
Level 3: Reserve Study Update - No Site Visit
A prior Reserve Study is updated remotely through Prime Reserve Planning data, and consideration of supplemental information provided by property representatives. No on-site inspection is conducted within this engagement type.
Level 4: Reserve Study - New Development
The property is under development, or not capable of being assessed through an on-site inspection. Instead, evaluation and creation of the Reserve Study report are based on construction plans provided by the property representatives.
Expert Reserve Studies and Financial Solutions for Kentucky
At Prime Reserve Planning, our commitment is to ensure a solid financial foundation for communities throughout Kentucky. Our knowledgeable team is ready to provide you with a tailored Reserve Study, effective financial strategies, and a positive experience throughout the process. We care about the future of your community, and we'll do all we can to act as a resource for you. Contact us now to learn more about our services or to request a proposal!
Source For State-Based Population Estimate:
Annual Estimates of the Resident Population for the United States, Regions, States, District of Columbia, and Puerto Rico: April 1, 2020 to July 1, 2025 (NST-EST2025-POP) Source: U.S. Census Bureau, Population Division
Release Date: January 2026
Source For Community Association Quantity Estimate:
Statistical Review: Summary of Key Association Data and Information (2025 U.S. National And State Statistical Review)
Source: Foundation For Community Association Research
*Reprinted with permission of the Foundation for Community Association Research. Learn more by visiting foundation.caionline.org or calling (888) 224-4321.*